Finance Services

Financial services are economic services tied to financial activities. These are very delicate and confidential services. We at TD Tech ensure that all your financial needs are catered as per your tailored needs. We help with your banking, accountancy, investment, credit and debit cards and all other financial services. We believe in confidentiality and quality work and make sure that you get the best from TD Tech.

Featured Projects

1. Mobile Money

Mobile Money is a secure digital financial service that allows users to store, send, and receive money using their mobile phones. It acts as a virtual wallet, eliminating the need for a traditional bank account and enabling financial transactions through a mobile network operator or fintech platform.
Key Features:

Send & Receive Money - Instantly transfer funds to friends, family, or businesses using a mobile number.
Bill Payments - Pay for utilities, subscriptions, school fees, and other services directly from the mobile wallet.
Mobile Recharge - Instantly recharge mobile phones for yourself or others.
Merchant Payments - Make seamless in-store or online payments using QR codes.
Salary & Government Disbursements - Receive salaries, pensions, subsidies, or aid directly into your mobile wallet.
Loan & Savings Integration -Access micro-loans, savings plans, and digital credit via the same platform.

2. Loan Management

A Loan Management System (LMS) is a comprehensive digital solution designed to streamline and automate the entire lifecycle of loan processing — from application to disbursement, repayment tracking, and closure. It enables financial institutions, NBFCs, microfinance companies, and lenders to manage loans efficiently while ensuring compliance, accuracy, and transparency.
Key Features:

Loan Origination - Digitized application intake, borrower verification (KYC), credit scoring, and risk assessment.
Loan Disbursement - Automated disbursal process linked with banking APIs for quick and secure fund transfer.
Repayment Tracking - Real-time monitoring of EMI payments, due dates, and overdue loans with customizable reminders.
Interest & Penalty Calculations - Configurable interest rates, amortization schedules, and automated penalty calculations for late payments.
Customer Portal - Self-service portal for borrowers to check loan status, download statements, and make payments.
Document Management - Secure storage and easy access to digital loan documents and agreements.
Reports & Analytics -Powerful dashboards and insights into loan performance, default rates, and portfolio health.
Regulatory Compliance - Built-in tools to ensure adherence to financial regulations, audit trails, and data security standards.

3. Aggregator platform

An aggregator platform is a digital platform that gathers services or products from multiple providers and presents them to consumers in a unified interface. The aggregator acts as an intermediary, facilitating the connection between service providers and customers, often without owning the actual products or services.
Key Features:

Single interface - Offers multiple choices from different providers.
Standardized experience - Ensures consistent user experience (e.g., similar booking or payment processes).
Commission-based model - Usually earns revenue by charging a commission or fee from providers or customers.
Real-Time Comparisons - Allows users to compare pricing, features, availability, and reviews across vendors or service providers.
Seamless Transactions - Enables bookings, orders, or payments directly through the platform. 6. Reviews & Ratings - Builds trust with verified customer feedback and quality rankings.
Provider Management Dashboard - Tools for vendors to manage listings, update pricing, and track performance.

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